Guides
Finance
Most Gulf buyers in London pay cash; those who borrow usually want a Sharia-compliant product, and the UK has them. These guides explain how Islamic home finance works, who offers it to non-residents and what it costs; how a conventional buy-to-let mortgage for a non-resident is priced and stress-tested; when gearing is worth it and when it is not; which banks will open an account for a buyer with no UK address and why most buyers do not need one until after completion; and how to convert a pegged Gulf currency into sterling without paying the bank’s spread or carrying the exchange risk to completion day. The firm receives nothing from any lender, bank or broker named.
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UK mortgage eligibility on Gulf income: how lenders treat dirhams, riyals and dinars, the haircuts, and who qualifies
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Remortgaging a London property as a non-resident: releasing equity, refinancing a bridge, and what the lender asks
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Opening a UK bank account as a non-resident property buyer: who will, what they ask, and the alternative
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Moving dirhams and riyals into sterling for a London purchase: timing, forward contracts and who to use
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Cash or finance? When borrowing against a London property is worth it for a Gulf investor
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Buy-to-let mortgages for non-residents: deposits, rates, lenders and the stress test
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Islamic home finance in the UK for Gulf buyers: how it works, who offers it, what it costs
